Wisconsin’s State-Chartered Credit Unions Report Sound Second-Quarter Financial Performance

At the end of the second quarter, total assets for Wisconsin’s state-chartered credit unions rose to $68.1 billion. This is an increase of $2.1 billion since year-end 2024. Over the same time period, loans outstanding grew by $1.3 billion, and shares and deposits rose $1.5 billion. This resulted in a decrease to the loan-to-share ratio from 91.60% at year-end 2024 to 91.47%.

In the six months ending on June 30, 2025:

Net worth to assets increased to 10.71%;
Delinquent loan to total loan ratio was 0.72%, a decrease from the year-end ratio of 0.78%;
Net income was strong at over $305.2 million, 0.91% return on average assets; and

Growth ratios were all positive.

“The financial indicators for Wisconsin’s state-chartered credit unions through mid-year are strong with increasing net worth over the last six years, increasing growth in average savings, and average loan balances,” said DFI Office of Credit Unions Director Thomas Theune. “Overall, Wisconsin’s state-chartered credit unions continue to be financially stable with a positive outlook, and they continue to provide the financial services needed by their members.”